Vertically integrated private mortgage lending for Florida real estate investors and accredited capital partners. Originated, funded, and serviced in-house — from application through payoff.
Origination, underwriting, funding, closing, and servicing — all under one roof.
See how it worksWhether you're acquiring your next deal or deploying capital into Florida real estate, we operate the entire stack so you don't have to.
Fix-and-flips, DSCR rentals, multifamily, and ground-up construction — funded with private capital and structured for investor needs.
Accredited investors deploy capital into ICH-originated loans backed by Florida real estate. Institutional-grade reporting on every loan.
Most investors juggle a private lender, an attorney, a title company, and a capital partner. We eliminated the handoffs.
Underwriting and structuring driven by a Florida real estate attorney who has closed billions in transactions. You're not negotiating with someone learning your deal in real time.
Funded with private investor capital — not warehouse lines or institutional pipelines that can pull at the worst moments. Speed and certainty of close, every time.
Licensed Florida mortgage lender and servicer. Your loan stays with us — no surprise transfer to an unknown servicer six months in. One inbox, one team, application to payoff.
Acquisition + rehab financing for residential flips. Short-term, interest-only, structured around your timeline to resale or refinance.
Long-term financing for income-producing rental property, qualified on the property's cash flow — not your personal income.
Acquisition and refinance for 5+ unit multifamily assets. Capital structure built for the property's stabilized cash flow.
New construction financing with draw schedules tailored to project milestones. We close on land and fund through certificate of occupancy.
Short-term capital to bridge gaps between purchase and stabilization, or between two transactions. Speed when timing matters.
Financing for entitled and unentitled land, with optional draws for pre-development and approvals work.
A Florida real estate attorney for over twenty years and Founder of Investor's Capital Hub. Paul built ICH to deliver what investors have always wanted but rarely found — a single firm that originates, funds, closes, and services its own loans.
His sister firm, Sardon Law + Title, has handled billions of dollars in Florida real estate transactions since 2006. Now ICH brings that same attorney-led closing discipline to private lending and capital deployment.
Bilingual English/Spanish. Based in Miami with offices in Kendall and Doral.
Submit your scenario through our Lendr portal — property details, loan request, and basic borrower information. Takes about 10 minutes.
Our team reviews the deal — value, exit, sponsor strength — and issues a term sheet quickly. You'll work directly with the team underwriting your loan.
Closing handled in-house by Sardon Law + Title. One attorney-led team coordinates title, closing, and funding. Then we service the loan through payoff.
Whether you're financing your next investment or considering capital partnership, send us a note and we'll respond within one business day.